Asset Guardians — Expert Real Estate Underwriting

Expert Real Estate Underwriting

Know What a Deal Is Worth
Before You Commit.

Asset Guardians provides independent underwriting and deal analysis for real estate investors and private lenders who need accurate numbers, not guesses.

Book a Discovery Call See Our Services

Bring your deal, your numbers, or your questions. We'll tell you exactly what's there.

Trusted by real estate professionals who need clear numbers

900+
Deals Underwritten
$565M+
Asset Value Reviewed
150+
Investors & Lenders Served
$7.6M+
Successfully Funded

Who We Serve

Built for People Making Real Money Decisions

Whether you're buying, lending, or acquiring — if numbers are involved, accuracy matters. We work with the professionals who can't afford to get it wrong.

🏠

Real Estate Investors

Fix & flip, BRRRR, multifamily, co-living, and commercial buyers who need the deal underwritten before they close. We tell you what's actually there — not what the seller wants you to believe.

💼

Private Money Lenders & Capital Raisers

Lenders, note investors, and capital operators who need independent analysis of collateral, LTV, and deal structure before they fund. Protect your capital — not the borrower's deal.

🏢

Business Acquisition Buyers

Buyers acquiring RV parks, motels, MHPs, and other businesses who need the financials stress-tested before signing. If the numbers don't hold up, you need to know before you close.

The Problem

Bad Numbers
Are Expensive.

Most investors don't have an underwriter in their corner. They run numbers themselves, trust the seller's pro forma, or close fast and hope. That works — until it doesn't.

Asset Guardians gives you independent, expert underwriting so you go into every decision with clarity, not assumptions.

What accurate underwriting does:

  • ✓ Verify the real numbers
  • ✓ Spot red flags early
  • ✓ Stress-test assumptions
  • ✓ Evaluate risk clearly
  • ✓ Move forward with confidence
  • ✓ Protect your capital

What We Do

Underwriting You Can Build a Decision On

No packages to decode. Here's exactly what we offer and what's included.

Most Common

Deal Analysis

Starting at $350  ·  24–48 hour turnaround

We underwrite the deal from scratch — comps, income, expenses, risk — and give you a clear written recommendation. SFR, small multifamily, commercial, and business acquisitions.

  • Comparable sales analysis
  • Income & expense review
  • Key metrics: cap rate, DSCR, cash-on-cash
  • Risk flags & deal killers identified
  • Written report with clear recommendation
Submit a Deal

For Lenders

PML Review

Starting at $350  ·  24–48 hours

Before you fund, know exactly what you're lending against. We protect the lender — not the borrower. You get a clear Fund / Do Not Fund / Fund with Modifications recommendation.

  • Collateral & ARV analysis
  • LTV stress test & downside scenario
  • Borrower & exit strategy assessment
  • Deal structure review
Submit a Deal

For Teams

Fractional & White Label Underwriting

Subscription  ·  Discovery call required

We work as your underwriting team — on an ongoing basis, under your brand or ours. Same service, same SOW either way. Volume, turnaround, and program fit are all scoped during the discovery call.

  • Full deal underwriting per submission
  • Delivery under AG brand or white-labeled under yours
  • Volume-based, subscription pricing
Book a Discovery Call

Strategy

Advisory Call

$250  ·  50 minutes

You have a deal, a situation, or a decision. Submit your materials in advance, we review them before the call, and give you a clear path forward — not generic advice.

  • Materials reviewed before the call
  • Live deal analysis & recommendations
  • Follow-up summary included
Book a Call
Aaron Garcia — Asset Guardians
900+Deals
Underwritten

Behind the Analysis

The Expertise Behind Asset Guardians

Asset Guardians was built to solve a real problem: investors and lenders making high-stakes decisions without independent underwriting in their corner.

We've reviewed over $565 million in asset value across 900+ deals — helping 150+ investors and lenders make informed decisions, and supporting clients in securing more than $7.6 million in funded deals.

We don't have a stake in whether you buy or fund. We have a stake in whether you're protected.

  • Growth-Oriented
  • Unwavering Integrity
  • Truth on paper — every time
  • Independent, unbiased analysis

Client Results

What Clients Say

★★★★★
"Asset Guardians helped me see the numbers more clearly. I caught things I would have missed and avoided a deal that looked great on the surface but had serious problems underneath."

Real Estate Investor

Single-Family Portfolio

★★★★★
"I needed a second set of eyes before funding a deal. The PML review was thorough, fast, and gave me exactly the clarity I needed. I funded with confidence."

Private Money Lender

Residential Lending

★★★★★
"The fractional underwriting service has been a game changer. Consistent, reliable analysis on every deal without me having to hire full-time. Exactly what I needed."

Capital Operator

Ongoing Underwriting Subscription

Common Questions

Frequently Asked Questions

What types of deals do you underwrite?+−
SFR, small multifamily (2–4 units), larger multifamily and commercial (5+ units), co-living, and business acquisitions (RV parks, motels, MHPs, and similar). If your deal type isn't listed, reach out and we'll let you know if it's something we handle.
How fast is your turnaround?+−
SFR and standard residential deals are typically delivered within 24–48 hours. Small multifamily is 48–72 hours. Commercial, business acquisition, and complex deals are scoped individually — we'll confirm your delivery date before starting.
What do I need to submit?+−
It depends on the deal type and your exit strategy. Our intake form will walk you through exactly what's needed. You can also contact us directly and we're happy to send you a checklist before you get started.
Do I need to get on a call to get a deal analyzed?+−
No. Deal Analysis and PML Review are document-based. Submit the deal, we underwrite it, you get the report. No call required unless you want one. Advisory Calls and Fractional UW subscriptions do start with a discovery call to scope the engagement.
What are your payment terms?+−
70% deposit at signing before work begins, 30% due at delivery.
Do you offer white label underwriting?+−
Yes. Our Fractional Underwriting subscription can be delivered under your brand — reports, communication, and deliverables in your name. It's the same service, same SOW, and same pricing regardless of delivery preference. Start with a discovery call to discuss.
How much does it cost?+−
Deal Analysis starts at $350 for SFR, $500 for small multifamily, and $1,000+ for commercial. Advisory Calls are $250 for 50 minutes. Fractional / White Label UW is subscription-based and volume-priced — we scope the right fit on a discovery call. PML Review starts at $350.

Get Started

Ready to Know Your
Real Numbers?

Start with a discovery call. Tell us about your deal or your situation. We'll tell you exactly how we can help — and whether we're the right fit.

Book a Discovery Call